Alicja Banfield

Introducing Alicja Banfield – Your Expert in 1B Rooming House Financing

As a seasoned finance specialist with a deep focus on 1B Rooming Houses, I specialise in navigating the complexities of securing financing for these properties. Whether you’re expanding your portfolio or entering the market for the first time, my tailored solutions are designed to meet your unique needs.

Australian Credit Licence: 571813

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Alicja Banfield, rooming house finance specialist

Finance Broker

Elite Alicja Banfield

Modern two-storey rooming house with driveway
The Problem

Rooming houses pay great, but the loans are tricky

They can give you great rental income, but most banks make finance harder — with strict rules, bigger deposits, and confusion about how these properties work. Without the right finance strategy from the start,

You risk:

  • Delays and missed opportunities
  • Tying up money you could use elsewhere
  • Loan structures that limit your future borrowing
Contact Us
Modern grey and white residential building entrance
Our Solution

We make Rooming House finance simple

I specialise in Rooming House loans across QLD, VIC, and NSW. We know the building codes, council rules, and lender policies for Class 1B properties — and which banks are ready to fund your project.

We help you:

  • Find lenders offering competitive rates
  • Reduce your cash outlay with smart structuring
  • Use higher rental income in assessments
  • Get pre-approved fast so you can sign contracts quickly
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The Knowledge

Rooming House Finance, Explained.

Before you build it, buy it or refinance it, understand how it's going to be funded.

Rooming house finance is a specialist area, and decisions made at the beginning of a project can have a significant impact on the funding options available later.

We break down the finance, lending structures, valuations, construction funding and common issues investors need to understand, in plain English.

Learn the rules. Understand your options. Make better decisions.

9 September 2026

Sometimes the Best Development Decision Is Walking Away

A project can look exceptional on paper and still be the wrong investment — why the smartest advice is sometimes recommending you don't proceed.

Read article

2 September 2026

The Perfect Site Isn't Always the Right Site

Why buying a residential investment today with a future Class 1B redevelopment in mind can create funding hurdles later if finance strategy wasn't considered first.

Read article

28 August 2026

Residential Investment Property vs Class 1B Rooming House

Why lenders often treat Class 1B rooming houses as a specialised asset class — even when the property sits in a residential area.

Read article
Explore the Journal
Hands reviewing architectural plans for a rooming house project
Process

Step-by-step care process made simple for you

Contact Us

  1. 01

    Book a Call

    We’ll discuss your project, goals, and finance options.

  2. 02

    Get Pre-Qualified

    We assess your eligibility, structure your loan, and match you with the right lender.

  3. 03

    Secure Your Loan

    We guide you through approval and settlement so you can move forward with confidence.

Why Work With Us?

Securing finance for a Rooming House is very different from a standard investment loan. Many lenders don’t understand the asset class, and the wrong structure can cost you time, money, and opportunities. That’s where I come in — helping investors navigate the complexities with confidence and clarity.

Niche Expertise

I specialise in Rooming House finance and understand the unique lending requirements, structures, and policy exceptions that many brokers overlook.

Clear Communication

I make complex finance strategies simple, keeping you informed every step of the way so there are no surprises.

Personal Service

I take the time to understand your goals and tailor solutions that fit your investment strategy, not just a standard loan.

Lender Access

I have strong relationships with both mainstream and specialist lenders, giving you more options and better outcomes.

What Our Investors Say About Their Experince

We had the absolute pleasure of working with Alicja to secure our home loans, and we cannot recommend her highly enough. From start to finish, she was professional, proactive, and genuinely invested in getting us the best possible outcome. She took the time to present us with multiple options, explaining each one clearly so we could make informed decisions. Her dedication to finding the most competitive rate really stood out and thanks to her efforts, we secured a good rate even when the odds were against us. What truly set Alicja apart was her willingness to go above and beyond for us. She didn’t just accept the numbers at face value. She challenged fees, questioned costs, and found savings we wouldn’t have received if she didn’t fight for it. Her problem-solving skills and attention to detail made a huge difference and gave us peace of mind throughout the process. She really is just a call away. If you’re looking for someone who will truly advocate for you, find the best options, and go the extra mile to save you money, Alicja is the one. We are so grateful for her help and wouldn’t hesitate to recommend her to anyone looking for a home loan.

Stephanie.B

Alicjas knowledge of Rooming House Finance is unmatched! I challenge you to find a more informed broker. Our experience with her has been incredible and so easy from the get-go. We would highly recommend her services.

Mitchell. W

5 stars, no notes! 5 properties in and only positive things to say. without her I wouldnt have 5 properties, thats for sure!

Sam.S

I cannot recommend Alicja highly enough. From the very beginning she has gone above and beyond, not only with her expertise as a finance specialist but also with the genuine support and guidance she provides. Alicja has an incredible depth of knowledge and the ability to explain even the most complex finance matters in a way that makes you feel confident and in control. What truly sets her apart is the way she supports you beyond just being a broker. She offers practical suggestions, moral support, and reassurance through every step of the process. I’ve felt backed 100% of the way and never once left second-guessing a decision. Alicja is someone I will continue to turn to time and time again for my financial needs. Her professionalism, reliability, and personal care are unmatched. If you are looking for someone who genuinely has your best interests at heart and delivers results with excellence, Alicja is the person you want on your side.

Chaz.F

Alicja is an absolute gem and got me out of a terrible situation and into my new home! The whole process was easy, quick, explained so well, stress free and I could not be happier. Will always and continue to recommend Alicja for any mortgage or financial advice. 5 stars. Thanks again Alicja you are the best!

Kirsty.L

Alicja goes above and beyond. not only is her customer service exemplary, her expertise around the nuances of financing for a Rooming House is world class!

Wayne.T

We want to sincerely thank our finance broker Alicja for her outstanding work. She was absolutely amazing and stayed on top of every detail when dealing with the banks, ensuring everything progressed smoothly. Alicja also created a tailored financial plan for me that allowed me to afford my rooming house investment. Her strategy worked perfectly, and I’m thrilled that the property will be completed and handed over in the first week of October. Her professionalism, attention to detail, and proactive approach made the entire process stress-free. I couldn’t have asked for better guidance, and I’m truly grateful for her support.

Fernando & Maria.B

I’ve worked with Alicja on two projects now, and she and her team have been absolutely incredible to deal with. They’re responsive, proactive, and go above and beyond to guide you through the process. Alicja’s industry knowledge and recommendations were invaluable, especially as I had a very complex refinancing situation. Before finding her, I had spoken with several brokers who couldn’t help — but Alicja made it happen. I couldn’t recommend her and her team more highly; you’ll be in the best hands.

Katya. V

Alicja has always been extremely helpfull , she is fast and efficient and will always come back to you with a few solutions. She will go the extra mile for you. I will be happy to recommend anyone to use her services

Marietjie.B

Answers to your questions

Get quick, clear information about our services, appointments, support, and more

Ready to get your Rooming House finance sorted?

The right lending structure now could mean hundreds of thousands in additional returns over the life of your investment.

Contact Us
Alicja Banfield

Phone Number

0437041985

Location

Brisbane, Australia

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